Insurance Carriers


Less than 2% of Friends Life Care member claims are in Assisted Living or Nursing Homes.

Insurance Carriers can manage risk and save. Their policyholder participants can also enjoy wellbeing and prolonged independence at home for those with such a preference.

We use pre-claim engagement, targeted assessments, and interventions to delay and shorten claims.

Modeled, measured, and benchmarked against  Long-Term Care Insurance Providers.

 A predictive model that identifies those characteristics leading to the need for care.

Key reasons behind the decision to invest in a   Long-Term Care Policy or Friends Life Care Membership.

Measured, consistent, and reliable positive impact results year after year. 

A vision of innovation, responsiveness to changing consumer preferences through the generations and focus on outcomes make us who we are.